The local authority will seek to take your home should you or your spouse/partner end up in care however you can protect against this.
A client of ours Mr & Mrs A – Mr A passed away 3 years ago and Mrs A was to go into care. According to Mrs A’s daughter Margaret, the first thing the care home asked was about Mrs A’s home to see if they could take it. Luckily, we prepared Mr & Mrs A’s Wills with a trust 4 years ago. This meant that the property couldn’t be touched. Mrs A gets her care provided free of charge and her home will pass to her daughter on Mrs A’s death.